New Jersey Car Accident Lawyers
- Car Insurance Companies Don’t Want You to Hire Us
- What is ‘No-Fault’ Insurance?
- What to do After a Car Accident
- How is Fault Established in Accident?
- Three Parts of a Car Accident Claim
You Need an Auto Accident Lawyer in NJ That’s On Your Side
Our New Jersey car accident lawyers are here if you if you have been injured in a car accident. Our team of award-winning auto injury lawyers is here to guarantee your rights. We will be able to go over all the details of your accident, determine the viability of your case, and offer advice regarding the next steps you should take, all at no cost to you.
Car Insurance Companies Don’t Want You To Hire Our New Jersey Car Accident Lawyers
Insurance companies want to pay you as little as possible. They will make it sound like they want to take care of you and that they are concerned about your health. Despite what they may say, both your insurance company and the insurance of the other party affected will try to settle your claim for the lowest amount possible. But we understand a car accident can damage much more than your vehicle. Medical bills, missed work, caring for family, and emotional distress all add up just as fast as the bill from your mechanic. We are dedicated to getting you the largest settlement possible. With our No Fee Guarantee, we won’t accept payment until we have won your case.
What is ‘No-Fault’ Insurance?
‘No-Fault’ insurance is available in New Jersey regardless who may have caused the accident. ‘No-Fault’ insurance typically covers lost wages, medical supplies, and reimbursement for household duties that cannot be performed. However, there must be documentation from a medical provider confirming injuries. New Jersey law dictates that each automobile insurance policy includes ‘No-Fault’ coverage for each occupant of the vehicle.
When Should I Hire a New Jersey Car Accident Lawyer?
Having an auto accident can be a very frightening and unsettling experience. At the scene of the collision, if you are able, check your surroundings to secure your safety and the safety of other people involved. Other traffic can make the moments after an auto accident just as critical as the initial impact. If conditions seem stable, exchange insurance information with the other persons involved. Although sustained injuries might not be apparent at the moment, seek medical attention immediately. Medical documentation that you received care right after the accident can dramatically help your case. One of the most important things you can do following the event is to seek legal help.
How is Fault Established in Car Accident Claim?
The adrenaline spike and confusion that accompanies auto accidents makes it easy to get caught up describing aspects of the event to whoever is at the scene.
What you say may be twisted in a way that may expose you as being the responsible party involved. Establishing fault is crucial to any case – leave that aspect of the case for the legal team to handle for you.
The damages you collect in an auto accident will depend on different circumstances. The severity of your injuries, and whether you are liable for any part of the crash, will affect the amount of coverage you may receive. The amount of insurance coverage carried by other parties involved in the accident and whether the other individual is a private citizen or on the job at the time of the event will also direct how the case unfolds. The most common types of compensation are:
- Medical Expenses: past, present, and future
- Lost Wages
- Loss of Future Earnings
- Property Damage
- Pain and Suffering
Other damages may be awarded, depending on the case, but these are the most common. Our highly trained car accident lawyers can help you collect the full amount of compensation you are entitled to after your auto accident.
There are Three Parts of a Car Accident Claim
A car accident claim is made up of 3 parts – It’s essential to learn each part and how it affects your auto accident claim.
Part 1 – Property Damage
Has your property been damaged? For example, the destruction of your car from the accident. The amount you are entitled to receive for property damage is straightforward and will be paid by your own insurer from any property damage coverage you have.
For example, if your automobile is totaled, the insurance company will decide the value of the car by researching values for comparable vehicles making adjustments.
Part 2 – Economic Losses
Economic losses are the costs and projected damages connected to your injuries from the auto accident.
Examples of Economic Losses :
- Hospital Bills
- Doctor Bills
- Lost Income
Economic losses in your car accident claim can get complicated. You need to gather all the documents for the costs and damages you have received from your injuries. You also need to come up with calculations for any future damages and losses. Depending on what type of injuries you have, these future estimates may add up.
Part 3 – Non-Economic Losses
Non-economic damages involve your emotional injuries and changes to your lifestyle as a resulting from your car accident. Non-economic losses are complicated and establishing these types of losses can be difficult. This is the part of an accident claim where our auto injury lawyers are the most powerful for our clients because of our expertise and resources.
Examples of non-economic losses:
- Pain and suffering experienced as a result of the accident
- Anxiety produced by the accident
- Loss of a body part or the use of a body part
- Inability to perform tasks that could be performed before the accident
- Changes in lifestyle because of the collision
- Disfigurement from the accident
- Loss of enjoyment of life
Non-economic losses take time to understand and depend on the extent and permanency of your injuries. It’s impossible to evaluate the full impact of your physical, mental and emotional health immediately following a car accident.
Get The Car Accident Lawyer You Deserve
There are countless reasons why you should contact a New Jersey car accident lawyer for representation if you find yourself in a car collision. Auto repair, hospital expenses, and emotional injury are just some of the consequences of a crash. Having the support of our expert and accomplished legal team guarantees you the representation you need, at no out-of-pocket cost to you.